Loanmix.ph
Apply for a loan online
Fast
Loans can be issued within 15 minutes to one business day without leaving your home
A good deal
The first loan can be received with a 0% commission
Simple
Minimal formalities and a simple loan application
Convenient
The money is transferred to your bank account or card immediately after the application is approved and the contract is signed
Requirements for borrowers
Bank account
Eligible age for a loan
Valid IDs
Phone number and email
How to receive a loan?
1. Compare offers and choose a loan
Compare all offers, choose the most suitable loan and click “Get a loan“
2. Apply for a loan
Fill in the loan application with all the necessary information! We recommend sending an application to 2-3 companies to increase the chances of getting a loan!
3. Receive money
After receiving your application, the lender will contact you within 15 minutes to one business day. In case of a positive decision, the money will be transferred to your bank account or card.
How to repay the loan?
1. Payment with your bank card
In your personal account on the lender's website, you will be able to make a payment by choosing the bank card option
2. Payment via app
You can repay the loan through various apps such as Bayad Center, LBC, etc.
3. Payment in cash
You can make a cash payment at your bank by presenting a formalized payment order
Information about lenders
Address: Unit 1708 Tektite East Tower, Exchange Road, Ortigas Center, Pasig City 1605
Phone number: 0917 152 7089, 0917 152 6738
E-mail: support@moneycat.ph
Max APR: 145%
Term: 3 months - 6 months
Age: 22 to 75
Cost example: Loan of 2400 ₱ for 3 months, monthly payment 870 ₱, total amount 2610 ₱, annual percentage rate APR 145%.
Address: Unit 1405, East Tower, Philippine Stock Exchange Center, Exchange Road Ortigas, Pasig City
Phone number: 0962 409 2454
E-mail: info@finbro.ph
Max APR: 180%
Term: 62 days - 1 year
Age: 20 to 70
Cost example: Loan of 1000 ₱ for 12 months, monthly payment 95.83 ₱, total amount 1150 ₱, annual percentage rate APR 180%.
Address: Philippines
Phone number: -
E-mail: info@soscredit.ph
Max APR: 180%
Term: 62 days - 1 year
Age: 20 to 70
Cost example: Loan of 2400 ₱ for 3 months, monthly payment 870 ₱, total amount 2610 ₱, annual percentage rate APR 145%.
Address: Units P107003R, P107007R, P107008R, Level 7 Cyberpark Tower1, 60 Gen. Aguinaldo Ave., Cubao, Quezon City, Philippines 1109
Phone number: 0288 76 8484
E-mail: dpo@digido.ph
Max APR: 59.9%
Term: 62 days - 6 months
Age: 21 to 70
Cost example: Loan of 11000 ₱ for 3 months, monthly payment 6350.67 ₱, total amount 19052 ₱, annual percentage rate APR 59.9%
Annual Percentage Rate (APR)
The annual interest rate is the total yearly cost of the loan, which is expressed as a percentage.
Loan of 2400 ₱ for 3 months, monthly payment 870 ₱, total amount 2610 ₱, annual percentage rate APR 145%.
Loan repayment
If a situation arises where the loan cannot be repaid on time, contact your lender! Most lenders offer the option to extend the loan.
Loanmix.ph is not a lender and does not issue loans, nor is it responsible for the terms of loan agreements.
Borrow responsibly!
Carefully choose the loan and the amount of money you need! Always read the terms and conditions of your loan agreement!
Overdue payment
If you do not make a monthly payment within the term specified in the agreement, the lender may charge a penalty for each day of delay.
Additional Associated Fees
Many or all of the products we offer are from our partners, from whom we may receive commission. This may affect the placement of offers and whether a product is included in the comparison. However, this does not affect our ratings.
In addition to obvious costs like interest and repayments, there may be hidden fees that ultimately make a loan more expensive than it initially appears. These hidden costs are not always obvious and can take many forms.
One of the most common hidden costs is a processing fee. Some lenders charge a fee for reviewing a loan application, which is added to the loan amount and interest. While this practice is criticized and sometimes restricted by law in many countries, it is important to consider this when taking out a loan.
Insurance premiums, especially for residual liability insurance, are another issue often overlooked. These insurances are designed to protect both the borrower and the lender if the borrower is unable to service the loan for reasons such as illness or unemployment. However, the cost of such insurance can be high and may significantly increase the overall loan expenses.
If a borrower wishes to repay a loan early, prepayment penalties may apply. These fees are intended to compensate lenders for lost interest income.
Additionally, a special repayment fee may be charged. While some loan agreements offer the option of special repayments without any additional fees, other lenders may impose a charge.
The overall cost of a loan may also be affected by an adjustment to the interest rate on variable-rate loans. If the base interest rate increases, the cost of the loan will also rise.
Therefore, it is crucial for borrowers to carefully review all aspects of a loan agreement, considering not only the nominal interest rate but also any additional fees and charges, to get a true understanding of the total cost of the loan.